The state pension age in the UK has officially begun its phased increase from 66 to 67. This change will primarily affect workers born after April 1960, with their exact birth date determining when they can claim their state pension.
Phased Increase in State Pension Age
The rise will see the state pension age increase by one month for each subsequent month of birth for those born after 6 April 1960, until it reaches 67 for those born on or after 6 April 1961.
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Risk of Confusion and Poverty
Experts warn that the increase could lead to confusion and push hundreds of thousands of older people into poverty, particularly those without adequate private pension provision.
Future Changes and Minimum Notice Period
A further increase to 68 is planned between 2044 and 2046. However, any future changes to the state pension age require a minimum of 10 years’ notice to ensure proper awareness and planning.
